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Rejection By Bank Status Report Of PUNJAB NATIONAL BANK



Sr.No
PARTICULARS
No.of.proj
In %
1 Total No of Application Forwarded 67557 -
2 Total No of Application Rejected 31263 46.28
3 Not Viable 3731 11.93
4 PMEGP Target Achieved for current year 645 2.06
5 Out of service area 1340 4.29
6 Applicant not intrested 3189 10.2
7 CIBIL Report not satisfactory 3079 9.85
8 Defaulter 464 1.48
9 Unable to deposit own contribution 198 .63
10 Existing unit 3083 9.86
11 Inadequate knowledge in proposed industry 2539 8.12
12 Activity in negative list as per PMEGP Scheme 122 .39
13 Already Govt. Employee 59 .19
14 Unable to submit Documents 4253 13.6
15 Spouse PMEGP/REGP Loan availed 173 .55
16 Applicant requested to return application 1094 3.5
17 Improper application 1777 5.68
18 Revised Application Submitted 2844 9.1
19 Applicant willing to avail PMEGP loan from other bank 567 1.81
20 Other Reasons 4 .01